National Credit Audit Contact Information:

NATIONAL CREDIT AUDIT CORP
8600 N INDUSTRIAL
PEORIA, IL 61615

Mr. Seymour Cardoza
General Manager
National Credit Audit Corporation
8512 Allen Road
PO Box 3800
Peoria, Illinois 61612-3800

To contact your personal National Credit Audit Corporation representative, call 309.689.1000 or click the appropriate e-mail address.

Cathy Beers, Senior Vice President - cathy.beers@choicepoint.net
Julie Finney, Senior Account Supervisor - julie.finney@choicepoint.net
Jan Moran, Senior Account Supervisor - jan.moran@choicepoint.net
Paula Fauth, Account Executive - paula.fauth@choicepoint.net
Toni Passmore, Account Manager - toni.passmore@choicepoint.net
Stuart Slater, Account Executive - stuart.slater@choicepoint.net

©1998, National Credit Audit Corporation. All rights reserved. To request free one-time reprint rights of this or any NCAC report, contact cathy.beers@choicepoint.net or call 309.689.1000.

1998 acquisition:

Transaction Number: 19990123
Early Termination Date: 11/04/98

Acquiring Person: ChoicePoint, Inc.
Acquired Person: Thomas C. Lund
Acquired Entity: CDC Realty, LLC
Acquired Entity: Customer Database Technologies, Inc.
Acquired Entity: Customer Development Corporation
Acquired Entity: Financial Database Services Company
Acquired Entity: National Credit Audit Corporation
Acquired Entity: Optimum Graphics Printing, Inc.

ChoicePoint Acquires Customer Development Corporation
Company adds database marketing organization to suite of information service offerings

ALPHARETTA, Ga., November 2, 1998 - ChoicePoint Inc. (NYSE:CPS) announced today the acquisition of Customer Development Corporation (CDC) and its affiliated companies for $86 million in cash, subject to regulatory approval.

CDC is a full-service, fully integrated database marketing company providing in one location all the disciplines required to take a database marketing program from concept to final execution. Based in Peoria, Illinois, the company designs and implements complex, customized database marketing programs primarily for clients in the insurance, consumer finance, publishing and banking industries.

"Assessing risk means more than looking for hazards to avoid. It means uncovering opportunities that with the right information can be capitalized upon," commented Derek Smith, president and CEO of ChoicePoint. "This acquisition furthers our ability to provide customers in-depth knowledge of consumer risk and return profiles, allowing them to establish strategies that ultimately drive profitable growth."

CDC, which will operate as a subsidiary of ChoicePoint, was founded in 1981 by Thomas Lund, had 1997 annual gross operating revenue of $38.6 million and employs more than 400 employees in its corporate headquarters and three sales locations around the United States. Jim Lane, currently President of CDC, and Tim Prunk, currently Chief Operating Officer, along with other members of the CDC management team, will remain with the company post-acquisition.

"As we continue to focus on strengthening our core competencies, CDC brings expertise in the important areas of data warehousing, database marketing and data analysis, which adds value across ChoicePoint business lines," adds Smith. "In addition, the growing demand for targeted marketing information services in response to changing buying patterns brings new opportunity for revenue growth."

"We are very excited to be joining the ChoicePoint family," commented Jim Lane. "ChoicePoint’s market leadership in risk assessment information services and their ability to bring valuable data to our service offerings made them the best business partner for CDC. Additionally, our respective industry bases offer both companies an opportunity to broaden our existing client relationships and expand into new markets."

CDC affiliated companies, also acquired by ChoicePoint in the transaction, are Customer Database Technologies, Inc. (CDT), which develops software packages utilized for database management applications; National Credit Audit Corporation (NCAC), which provides subscriber collection services under the name Magazine Collection Bureau (MCB) and fast turn subscriber renewal services under the name United Wire Service; Optimum Graphics Printing, Inc. (OGPI), which provides print and paper brokerage services; Financial Database Services Company (FDSC), which provides database services for Fair Credit Reporting Act governed information; and CDC Realty LLC, which owns real estate occupied by the other companies.

ChoicePoint is the leading provider of intelligent information to help businesses, governments and individuals better understand with whom they do business. Through the identification, retrieval, storage, analysis and delivery of data, ChoicePoint helps their customers make better, more timely and more informed business decisions. The company serves the risk management information needs of the property and casualty insurance market, the life and health insurance market, and the business and government markets, including Fortune 1000 corporations, asset-based lenders, professional services providers and local, state and federal governments.

For more information about ChoicePoint financial results, products and services and current events, visit the Company’s web site at www.choicepointinc.com.

Choicepoint, Inc.
1000 Alderman Drive
City: Alpharetta
State: GA
Zip: 30005
Phone Number: 877-317-5000
Business Unit: Headquarters & Insurance Services
Services: Headquarters

Corporate Governance

Derek V. Smith
Chairman, President and Chief Executive Officer
Douglas C. Curling
Chief Operating Officer
David T. Lee
Executive Vice President
Michael S. Wood
Chief Financial Officer
J. Michael de Janes
General Counsel and Corporate Secretary
David E. Trine
Treasurer and Corporate Controller

Directors

Derek V. Smith Chairman, President and Chief Executive Officer
Douglas C. Curling
Chief Operating Officer
Ron D. Barbaro
Chairman and Chief Executive Officer Ontario Casino Corporation and Ontario Lottery Corporation
C. Garry Betty
Chief Executive Officer and President Earthlink Network Inc.
Thomas M. Coughlin
President and Chief Executive Officer Wal-Mart Stores and Supercenters USA
James M. Denny
Retired Vice Chairman of Sears Roebuck Co.
Bonnie G. Hill
President of B. Hill Enterprises, LLC and Chief Executive Officer of Icon Blue
Kenneth G. Langone
Chairman, Chief Executive Officer and President Invemed Associates Inc.
Bernard Marcus
Chairman of the Board The Home Depot Inc.
Charles I. Story
President and Chief Executive Officer Inroads, Inc.